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Chapter 7 Bankruptcy
Chapter 7 bankruptcy is a type of bankruptcy protection that involves a liquidation of assets in exchange for a discharge or elimination of most debts. Many individuals are entitled to keep some or all of their assets in a Chapter 7 bankruptcy based on their eligibility of exemptions that may protect those assets.
Chapter 13 Bankruptcy
Chapter 13 is a type of bankruptcy that allows individuals to repay some or all of their debts over a three to five year period with either zero or substantially reduced interest. Individuals must set forth a plan of reorganization which is typically reviewed by the Chapter 13 Trustee and the impacted creditors prior to approval.
Chapter 11 Bankruptcy
Chapter 11 is a type of bankruptcy that allows individuals or businesses to repay some or all of their debts over an extended period of time, often with very little interest. It can be used to become current on missed mortgage payments, lease payments, and even car payments.
Chapter 11 also works for small business bankruptcies. Chapter 11 is a type of business bankruptcy that allows business entities to repay some or all of their debts over an extended period of time, often with very little interest. Chapter 11 bankruptcy is often the primary option for corporations that are looking to use bankruptcy as a tool to reorganize their debts.
Sometimes bankruptcy is not always the best option. Luckily, there are several alternatives available to help people get back on their feet and on top of their debt. Shevitz Law Firm specializes in: workout agreements, forbearance agreements, and debt settlement negotiations.
When an individual or corporation files for Chapter 7, 11, or 13 bankruptcy, there are various options a creditor has in protecting its claim or interests. The rights and services offered for creditors are: Proofs of Claim, Motions for Relief, & Objections to Plan Confirmation.
An estate attorney helps families plan for the future through the use of trusts, powers of attorney, wills, and other legal paperwork. Estate planning is important for events such as: marriage, divorce, birth, or loss of a loved one.
An attorney that specializes in business litigation
is able to mediate over issues regarding contract disputes and commercial lease agreements. Having an attorney who can serve as a mediator in informal business-related disputes is invaluable when attempting to correct contractual disagreements.